AI / Investment Disclaimer / AI 与投资免责声明

投资房筛选大师 is a preliminary screening and communication tool. It is not a guarantee that a property is profitable, financeable, legal, insurable, rentable, or suitable for any specific investor. 投资房筛选大师是初步筛选和沟通工具，并不保证某个房源一定盈利、可融资、合法、可保险、可出租，或适合任何特定投资者。

Outputs from this tool are for preliminary screening and discussion only and cannot replace the user's own due diligence or professional advice. 本工具输出只能作为初筛和沟通参考，不能替代用户自己的尽职调查或专业意见。

Reports, charts, ratings, benchmarks, and AI-generated text do not constitute legal, tax, mortgage, or investment advice, nor do they constitute accounting, insurance, appraisal, inspection, financial-planning, or securities advice. 报告、图表、评级、参考区间和 AI 生成文字不构成法律、税务、贷款或投资建议，也不构成会计、保险、估价、验房、财务规划或证券建议。

Before making an offer, waiving conditions, changing financing, setting rent, or making an investment decision, users should consult appropriate professionals such as a real-estate lawyer, accountant, mortgage broker, home inspector, insurance advisor, appraiser, and licensed real-estate professional. 在出价、放弃条件、调整融资、设定租金或作出投资决定前，用户应咨询合适的专业人士，例如房地产律师、会计师、贷款经纪、验房师、保险顾问、估价师和持牌房地产专业人士。

AI reports are generated from user-provided assumptions and system-calculated metrics. The AI is instructed to explain the provided metrics and not independently recalculate them. AI 报告基于用户提供的假设和系统已计算指标生成。系统会要求 AI 解释所提供指标，而不是独立重新计算。

AI may still produce incomplete, overly cautious, overly confident, outdated, or unclear language. Users must review all outputs before sharing or relying on them. AI 仍可能生成不完整、过度谨慎、过度自信、过时或不清晰的内容。用户在分享或依赖任何输出前必须自行审查。

Any result is only as reliable as the assumptions entered by the user, including purchase price, rent, vacancy, maintenance, management cost, financing, tax, insurance, condo fee, utilities, closing costs, and renovation costs. 任何结果的可靠性取决于用户输入假设，包括购买价格、租金、空置率、维修、物业管理费、融资、税费、保险、condo fee、水电杂费、成交成本和装修成本。

Real estate markets, interest rates, insurance availability, lending rules, taxes, condo fees, repairs, vacancy, tenant behavior, bylaws, permits, zoning, and legislation can change and may materially affect results. 房地产市场、利率、保险可获得性、贷款规则、税费、condo fee、维修、空置、租客行为、物业规则、许可、分区和法规都可能变化，并可能对结果产生重大影响。

Users should independently verify rent comparables, zoning, suite legality, permits, title, condo documents, reserve funds, special assessments, inspection findings, utilities, insurance quotes, lease terms, taxes, and lender underwriting rules. 用户应独立核实可比租金、分区、套房合法性、许可、产权、condo 文件、储备基金、特别征费、验房发现、水电、保险报价、租约条款、税费和贷款机构审批规则。

A positive cash flow, Cap Rate, DSCR, rent-to-price ratio, or recommendation label does not remove the need for professional review. 正现金流、Cap Rate、DSCR、租售比或推荐标签并不能取代专业审查。

Use of the tool alone does not create a brokerage, agency, fiduciary, client, advisory, or representation relationship. Any real-estate service relationship should be confirmed through proper written agreements and required disclosures. 仅使用本工具不会自动建立经纪、代理、受托、客户、顾问或代表关系。任何房地产服务关系都应通过适当书面协议和必要披露确认。

Mason Mao / Mozaic Realty Group branding in a report identifies the report source or preparer context. It does not turn a preliminary screening report into a formal appraisal, inspection, financing approval, legal opinion, or guaranteed investment recommendation. 报告中的 Mason Mao / Mozaic Realty Group 品牌用于标识报告来源或准备背景，并不会将初筛报告变成正式估价、验房报告、融资批准、法律意见或保证性投资推荐。